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Insurance wont pay if they find a case of this 

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Insurance wont pay if they find a case of this

Answer

NEGLIGENCE


Definition

The quality or state of being negligent; lack of due diligence or care; omission of duty; habitual neglect; heedlessness.
An act or instance of negligence or carelessness.
The omission of the care usual under the circumstances, being convertible with the Roman culpa. A specialist is bound to higher skill and diligence in his specialty than one who is not a specialist, and liability for negligence varies acordingly.